Deerline Advances, a small-business funding broker in Prescott, Arizona, takes Chino Valley, AZ requests by phone and through the short form. Chino Valley is an incorporated town in Yavapai County, AZ; ZIP 86323 had 378 employer establishments in 2023, a quarter of them in construction. Lending partners review each request, decide, and set any rate or term.
| County | Yavapai County, Arizona |
|---|---|
| ZIP 86323 employers | 378 employers, 2,249 on payroll (ZBP 2023) |
| Under five employees | 64.0% of 86323's employers (ZBP 2023) |
| Construction employers | 96 in ZIP 86323; 67.7% under five employees |
| Self-employed residents | 18.9% of Chino Valley, AZ workers, +/- 6.3 (ACS 2020-2024) |
| Distance | About 14.1 miles NNE of Prescott, AZ (straight line) |
ZIP 86323 is mostly small employers
ZIP 86323 had 378 employer establishments in 2023, with 2,249 paid employees and $94.0 million in annual payroll (U.S. Census Bureau, ZIP Code Business Patterns 2023). Nearly two in three (64.0%) had fewer than five employees.
Chino Valley, AZ covers 47.9% of ZIP 86323's land, while 88.1% of the town's own land sits in that ZIP. In other words, almost the whole town is in 86323, but the ZIP stretches well beyond the town limits, so these are ZIP figures, not town figures.
Construction leads the ZIP 86323 mix
| Sector | Establishments | Share with fewer than 5 employees |
|---|---|---|
| Construction | 96 | 67.7% |
| Retail trade | 39 | 41.0% |
| Professional, scientific and technical services | 33 | 84.8% |
| Other services | 33 | 75.8% |
| Accommodation and food services | 31 | 22.6% |
| Real estate and rental and leasing | 28 | 92.9% |
With 96 of 378 employer establishments, construction is about a quarter of the ZIP's employers, and two-thirds of those contractors have fewer than five people. For a small trade business, the funding questions are usually a machine, a work truck, or materials bought before a progress payment arrives.
Self-employed neighbors in Chino Valley, AZ
About 18.9% (+/- 6.3) of Chino Valley, AZ's employed residents were self-employed in 2020-2024, most of them (14.2 points, +/- 6.0) running an unincorporated business (American Community Survey 5-year estimates). The margin of error is wide, so treat the figure as a range rather than a precise share.
Town paperwork in Chino Valley, AZ
Owners search for the Chino Valley, AZ business license and for businesses for sale in the town. License rules belong to the town; we do not give legal advice on them.
Arizona-wide name records are covered in the guides linked from the service areas page.
Chino Valley, AZ to N Montezuma St, by phone
Call (928) 239-7506 or send the short form from Chino Valley, AZ; there is no need to drive into Prescott, AZ. County-wide figures and local help are on the Prescott, AZ page.
Chino Valley, AZ sectors our partners fund
Our lending partners have confirmed they fund contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock, and Deerline Advances works with businesses like these in Chino Valley, AZ. Each partner still decides case by case.
What to gather before you call
- Business checking statements covering roughly the last quarter or two
- Your most recent business tax return
- A year-to-date profit and loss statement and balance sheet
- Photo ID for every owner of the business
- Formation documents and your EIN
- The equipment quote, contract or purchase order the funding is for
Partners differ in what they request; this list covers the usual ground.
What happens after you reach out
- It starts with a call to (928) 239-7506 or the short contact form. On the phone we cover the purpose of the funds, time in business and approximate monthly revenue.
- We walk through the funding types that suit that purpose and the paperwork partners tend to ask for. Nothing goes out until you say so.
- Once you agree, the request goes to partners that provide that type of funding. The credit decision belongs to each partner.
- Any offer comes from the partner. Read the total cost, the payment schedule and the terms before deciding; turning it down is always an option.
Our address: 143 N Montezuma St, Prescott, AZ 86301.
By Deerline Advances · Updated