Deerline Advances, a small-business funding broker in Prescott, Arizona, takes Prescott Valley, AZ requests by phone and through the short form. Prescott Valley is a separate town in Yavapai County, AZ; its main ZIP, 86314, had 944 employer establishments in 2023. Lending partners review each request, decide, and set any rate or term.
| County | Yavapai County, Arizona |
|---|---|
| ZIP 86314 employers | 944 employers, 14,653 on payroll (ZBP 2023) |
| Under five employees | 52.0% of 86314's employers (ZBP 2023) |
| Construction employers | 148 in ZIP 86314; 65.5% under five employees |
| Self-employed residents | 12.1% of Prescott Valley, AZ workers, +/- 2.3 (ACS 2020-2024) |
| Distance | About 9.4 miles ENE of Prescott, AZ (straight line) |
Prescott Valley, AZ is not Prescott, AZ
Prescott Valley, AZ is an incorporated town of its own, about 9.4 straight-line miles east-northeast of Prescott, AZ. The two share a Census urban area, which is one reason search results mix them up, but they keep separate municipal records. Figures on this page describe Prescott Valley's ZIP or the town itself, never Prescott, AZ.
ZIP 86314 employers by the numbers
ZIP 86314 had 944 employer establishments in 2023, with 14,653 paid employees and $679.6 million in annual payroll (U.S. Census Bureau, ZIP Code Business Patterns 2023). Just over half (52.0%) had fewer than five employees. The town covers 90.0% of ZIP 86314's land, while 59.1% of the town's land is in that ZIP; another 20.8% is in ZIP 86327 and the remainder in other ZIPs, so ZIP figures are a close but imperfect stand-in for the town.
| Sector | Establishments | Share with fewer than 5 employees |
|---|---|---|
| Health care and social assistance | 150 | 39.3% |
| Construction | 148 | 65.5% |
| Retail trade | 116 | 37.9% |
| Other services | 100 | 64.0% |
| Accommodation and food services | 87 | 21.8% |
What that mix means for a funding request
Health care, construction and retail together account for 414 of the ZIP's 944 employer establishments. Each points to a different structure: practices often finance equipment and build-outs, trades finance machines and bridge materials costs, and stores finance stock. Food service businesses in the ZIP are mostly larger crews (only 21.8% had fewer than five employees), which puts payroll at the center of their cash questions.
Self-employed neighbors in Prescott Valley, AZ
About 12.1% (+/- 2.3) of Prescott Valley, AZ's employed residents were self-employed in 2020-2024: 4.5 points (+/- 1.4) with an incorporated business and 7.5 points (+/- 1.8) unincorporated (American Community Survey 5-year estimates). Unincorporated owners applying for business funding should make sure the trade name on their bank account matches state records.
Town paperwork in Prescott Valley, AZ
Owners search for the Prescott Valley business license and its lookup tool. Which town's rules apply depends on where the business operates; the two-town license guide explains how to tell.
Prescott Valley, AZ to N Montezuma St, by phone
Prescott Valley, AZ owners do not need to drive to Prescott, AZ. Call (928) 239-7506 or send the short form, and the request moves the same way. County-wide figures are on the Prescott, AZ page, and other towns are on the service areas page.
Prescott Valley, AZ sectors our partners fund
Deerline Advances works with Prescott Valley, AZ businesses in four sectors our partners have confirmed: contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. Being in one of them does not decide the outcome; the partner does.
Documents to have ready
- Last year's filed tax return for the business
- A year-to-date profit and loss statement and balance sheet
- A driver's license or passport for each owner
- Proof of ownership and business registration
- A list of existing business debts and payments
- The equipment quote, contract or purchase order the funding is for
Partners differ in what they request; this list covers the usual ground.
The steps after your first call
- It starts with a call to (928) 239-7506 or the short contact form. On the phone we cover the purpose of the funds, time in business and approximate monthly revenue.
- We walk through the funding types that suit that purpose and the paperwork partners tend to ask for. Nothing goes out until you say so.
- Once you agree, the request goes to partners that provide that type of funding. The credit decision belongs to each partner.
- When an offer arrives, weigh its full cost, how payments are scheduled and the conditions. Accepting is entirely your choice.
Our address: 143 N Montezuma St, Prescott, AZ 86301.
By Deerline Advances · Updated